Milwaukee: A Hidden Gem for Travel-Loving Retirees

Key Takeaways

Milwaukee, Wisconsin, often eclipsed by its larger neighbor, Chicago, offers a compelling case for retirees seeking an affordable and accessible lifestyle. Here are some fascinating highlights:

• Travel Connectivity: Milwaukee International Airport connects to over 30 nonstop destinations via nine major airlines, all just 15 minutes from downtown.
• Affordable Living: The average monthly housing cost is $1,156, significantly below the national average of $2,120, freeing up funds for travel and leisure.
• Quality Healthcare: Milwaukee County boasts 35 hospitals and ranks #26 nationally for healthcare quality.
• Rich Culture and Parks: With 15,000 acres of parkland and over 300 arts venues, there’s no shortage of things to explore.

Travel Accessibility

Airport Capabilities

Milwaukee Mitchell International Airport (MKE) is a key asset for travelers. This mid-sized airport offers flights to more than 30 destinations across the U.S., Canada, and Mexico, served by popular airlines such as American, Delta, and Southwest. Additionally, MKE distinguishes itself with shorter security lines and convenient parking compared to larger airports, making it a user-friendly choice for retirees.

Local Transit Options

Milwaukee’s compact layout makes it walkable and accessible. Strolling along the Milwaukee RiverWalk provides scenic views and easy access to downtown and various neighborhoods. For public transit, the city offers multiple bus lines, including the Connect 1 Bus Rapid Transit Line and the free streetcar, The Hop, which connects key neighborhoods. The Bublr Bikes share program enhances biking options, giving further means to explore the city.

Comprehensive Transit Options

Beyond air travel, Milwaukee caters to diverse transportation needs:

• Amtrak Service: The Hiawatha train links Milwaukee to Chicago with multiple daily round trips, providing access to O’Hare Airport.
• Lake Michigan Ferry: The fast Lake Express ferry operates from May to October, connecting Milwaukee to Muskegon, Michigan, a unique travel alternative.
• Highway Access: Nestled at the intersection of major interstates (I-94, I-43, I-41), Milwaukee provides excellent road trip connections.
• Cruise Port: During the summer, the Port of Milwaukee welcomes Great Lakes cruise ships, adding a fun dimension to travel options.

Cost of Living and Affordability

Housing

One of Milwaukee’s standout features for retirees is its affordability. Average housing costs within Milwaukee County are only $1,156 per month, allowing retirees to potentially downsize from pricier markets. This affordability results in more disposable income, facilitating travel experiences without financial strain.

Transportation and Food Costs

Living expenses, including transportation and food, remain reasonable. Residents typically spend about $653 monthly on food and $1,083 on transportation, with discounted fares available for seniors using public transport.

Healthcare Costs

Healthcare in Milwaukee is of high quality and is notably ranked #26 in the U.S., according to U.S. News & World Report. Retirees can take advantage of excellent healthcare systems, which is important as they plan for future medical needs.

Lifestyle Considerations for Retirees

Cultural Attractions

Milwaukee is a cultural treasure trove, boasting over 300 arts and entertainment establishments. The Milwaukee Art Museum, famous for its stunning architecture, and the Milwaukee Symphony Orchestra are just a couple of highlights in a rich cultural landscape. Additionally, the city’s "City of Festivals" moniker comes alive with over 100 annual festivals, ensuring there’s never a dull moment.

Outdoor Recreation

For nature enthusiasts, Milwaukee offers abundant outdoor attractions. With 15,000 acres of parkland and over 135 miles of scenic trails, it honors both the urban and the natural. Access to Lake Michigan provides further recreational opportunities, from swimming to winter sports like ice skating and cross-country skiing.

Other Things to Consider

Climate

Milwaukee experiences distinctive seasons. Winters can be particularly harsh, with over 48 inches of snowfall, while summers average a comfortable 80°F. For retirees, this seasonal variety can offer both joyful summer activities and cozy winter escapes.

Community and Seniors

Approximately 15% of Milwaukee residents are aged 65 and older, fostering a senior-friendly community. Strong neighborhood associations and community centers contribute to a network that enhances social connections among retirees.

Quality of Healthcare

Milwaukee is home to Froedtert Hospital, noted as the leading healthcare facility in the area. The abundance of hospitals and healthcare establishments ensures that retirees have quick access to needed medical care.

Tax Considerations

Wisconsin is beneficial for retirees, as it exempts Social Security from state taxes. While income taxes range from 3.5% to 7.65%, there are no estate or inheritance taxes, making financial planning easier for retirees who may have relocated from higher-tax states.

The Bottom Line

Milwaukee presents an attractive combination of affordability, accessibility, and vibrant culture, making it an ideal setting for travel-loving retirees. Its excellent transport options—both air and ground—combined with a reasonable cost of living, ensure that retirees have the freedom to explore the world while enjoying a rich, fulfilling life at home.

Given the appealing balance of lifestyle features, retirees should consider spending time in Milwaukee to experience its unique charm, Midwest hospitality, and the endless opportunities that await.