Understanding the Leicestershire Police Federation Group Insurance Scheme

The Leicestershire Police Federation Group Insurance Trust provides an essential service to police officers and staff in Leicestershire, offering a comprehensive Group Insurance Scheme designed to meet the diverse insurance needs of its members. This initiative aims not only to safeguard the financial well-being of members but also to provide peace of mind for them and their families.

Affordable and Comprehensive Coverage

One of the standout features of this Group Insurance Scheme is its affordability. Members can enjoy robust insurance coverage starting from just £28.50 per month. For new members, there’s an enticing bonus—the first three months of subscriptions are free. This makes it a highly accessible option for those who serve in law enforcement, ensuring they can secure essential protection without financial strain.

What the Scheme Offers

The insurance package includes an array of valuable covers, designed to provide holistic support. Key elements of the coverage include:

• £110,000 Life Insurance: Offering financial security for your loved ones.
• Worldwide Family Travel Insurance: Perfect for those who love to explore. Note that the SmartDelay Plus perk requires registration at least 48 hours before your scheduled flight.
• Motor Breakdown Cover: Available for both members and their partners, ensuring peace of mind on the road.
• Mobile Phone Insurance: Protect your essential devices with coverage for both members and partners.
• Critical Illness Cover: This critical benefit helps you cope with the financial impact of serious health conditions.
• Sick Pay Cover: A crucial safety net for unexpected work absences.
• GP24: A convenient telehealth service; access it via the newly available app. If you’ve used the service previously, remember to reset your password using the code provided in the attached link.
• Home Emergency Cover: Protect your home from unforeseen emergencies.
• Counselling Services: Mental well-being support is vital, and this cover offers access to professional help.

These offerings create a well-rounded insurance strategy that promotes not just financial security but overall well-being.

Joining the Group Insurance Scheme

Becoming a part of the Group Insurance Scheme is straightforward. Serving police officers and police staff can join at any time by completing an application form available on the Federation’s website or directly from the Federation office. For student officers, there’s an added benefit: they can join without the need for an underwritten form, and their subscription fee is waived for the first 52 weeks of service.

Coverage is also extendable to a member’s cohabiting partner or spouse, but note that this coverage will cease upon either party’s 70th birthday. Members’ subscriptions are conveniently deducted directly from their monthly salaries, ensuring seamless participation in the scheme.

It’s important to mention that benefits for retired members differ from active serving members, and detailed information can be found in the summary of cover provided by the Federation.

Making a Travel Claim

If you ever find yourself needing to make a travel claim under the Group Insurance Scheme, the process is user-friendly. You will need to contact the Claims Settlement Agency (CSA) at 0330 660 0549 or visit www.csal.co.uk. Make sure to have your policy number ready—DU9020AHA255—to facilitate smooth processing.

For any other types of claims, you can reach out to the Federation office on 0116 218 3131 (Option 2), where they will ensure that you receive the relevant claim forms you need.

Summary of Benefits and Support

The Group Insurance Scheme offered by the Leicestershire Police Federation stands as a testament to the commitment to safeguarding its members. By providing an array of insurance covers at an affordable rate, along with straightforward joining procedures and claim processes, the Federation showcases its dedication to the well-being of police officers and staff. With features like free initial subscriptions and comprehensive coverage, this scheme highlights the value of community and support within the law enforcement environment.

Whether it’s securing a financial future or ensuring peace of mind during travels, the Leicestershire Police Federation Group Insurance Scheme is designed to meet and exceed the needs of its members, fostering a harmonious work-life balance for all serving officers.