Discovering Milwaukee: A Traveler’s Haven for Retirees

For retirees eager to travel more during their golden years, choosing the right home base can significantly enhance the experience. Often overshadowed by its vivacious neighbor, Chicago, Milwaukee, Wisconsin, emerges as a remarkable retirement destination for those who love to explore. Nestled on the shores of Lake Michigan, this charming city not only offers diverse travel options but also a convenient cost of living and a wealth of amenities that make it an ideal hub for enthusiastic wanderers.

Key Takeaways

• Travel Connectivity: Milwaukee International Airport (MKE) scores 99/100, offering over 30 nonstop destinations with nine major airlines, just 15 minutes from downtown.
• Affordable Living: Average housing costs are $1,156 monthly, significantly below the national average of $2,120, freeing up funds for travel.
• Healthcare Quality: Milwaukee County is home to 35 hospitals and ranks #26 nationally in healthcare quality according to U.S. News & World Report.
• Cultural & Recreational Amenities: The city boasts 15,000 acres of parkland, over 135 miles of trails, and 300+ arts venues, including 28 museums, alongside more than 100 annual festivals.

Travel Accessibility

Airport Capabilities

Milwaukee Mitchell International Airport (MKE) serves as a cornerstone of the city’s travel accessibility. As a mid-sized airport, MKE stands out with its ease of use, featuring shorter lines and a stress-free parking experience compared to larger terminals like Chicago’s O’Hare. With an impressive airport score of 99, MKE provides connections to over 30 nonstop destinations in the U.S., Mexico, and Canada, supported by nine major airlines, such as American and Southwest, ensuring ample travel options.

Local Transit Options

Milwaukee prides itself on its walkability, allowing retirees easy access to various neighborhoods. A leisurely stroll along the Milwaukee RiverWalk spans a picturesque three-mile path. For those who prefer to skip the walk, the city offers multiple bus lines, including the innovative Connect 1 Bus Rapid Transit Line (BRT). Additionally, The Hop, a two-mile streetcar, transports residents through popular districts at no cost. For biking enthusiasts, Milwaukee offers the Bublr Bikes program, providing convenient bike-sharing options across downtown.

Multiple Transit Methods

Beyond air travel, Milwaukee secures its status as a travel-friendly city through various transportation modes:

• Amtrak Service: The Hiawatha train connects Milwaukee to Chicago with seven daily round trips, facilitating easy access to O’Hare for international flights, while the Empire Builder line extends westward to Seattle.
• Lake Michigan Ferry: The Lake Express High-Speed Ferry links Milwaukee to Muskegon, Michigan, offering a scenic alternative to bypassing Chicago traffic from May to October.
• Highway Access: Located at the crossroads of three major interstates (I-94, I-43, and I-41), Milwaukee ensures excellent road trip possibilities throughout the Midwest.
• Cruise Port: The Port of Milwaukee welcomes Great Lakes cruise ships in the summer, adding another layer to the city’s appeal.

Cost of Living and Affordability

Housing

One of the most compelling reasons to consider Milwaukee for retirement is its affordability, enabling retirees to allocate more funds toward travel. The estimated median monthly housing cost in Milwaukee is $1,156, markedly below the national average of $2,120. This favorable pricing allows retirees to downsize from pricier areas and invest the savings into their adventurous pursuits.

Transportation and Food

Daily living expenses in Milwaukee also align favorably. On average, residents spend around $653 monthly on groceries and approximately $1,083 on transportation. For those who utilize public transport, Milwaukee’s MCTS provides reduced fares for seniors, ensuring access to the entire city without breaking the bank.

Health Care

According to U.S. News and World Report, Milwaukee ranks 26th among the top 100 cities for healthcare quality. Retirees will benefit from the county’s 35 hospitals and over 1,400 healthcare establishments, ensuring excellent medical care. Fidelity projects that the average 65-year-old couple in 2024 will require approximately $165,000 for post-tax healthcare costs, making Milwaukee’s robust healthcare system a significant advantage.

Lifestyle Considerations for Retirees

Cultural Attractions

Milwaukee’s vibrant cultural scene ensures retirees have a plethora of activities to enjoy beyond their travels. With over 300 arts and entertainment venues, including 28 esteemed museums like the Milwaukee Art Museum, there’s no shortage of cultural experiences. The Milwaukee Symphony Orchestra and various theater companies present world-class performances throughout the year. Known as the “City of Festivals,” Milwaukee offers over 100 festivals annually, from culinary showcases to quirky celebrations, catering to diverse interests and keeping boredom at bay.

Outdoor Recreation

Balancing urban life with nature, Milwaukee also caters to outdoor enthusiasts. With direct access to Lake Michigan, the city features 1,400 acres of beach and lakefront parks, alongside 15,000 acres of other parkland. Spanning over 135 miles of trails, retirees can relish nature year-round; winter sports such as cross-country skiing and snowshoeing are just as accessible as the summer hiking trails.

Other Considerations

Climate

Offering a distinct four-season climate, Milwaukee presents both advantages and challenges. While winters can be harsh, bringing over 48 inches of snow annually, the summers are generally pleasant, averaging around 80°F. The transitional seasons of spring and fall are marked by mild and beautiful weather, providing a balanced year-round experience.

Community

With about 15% of Milwaukee’s residents aged over 65, the city boasts numerous adult and retirement communities. It features strong neighborhood associations and community centers that foster social engagement, allowing retirees to easily find their place among like-minded individuals.

Healthcare Quality

In addition to excellent healthcare ratings, Milwaukee houses Froedtert Hospital, ranked 1st in the metro area and 2nd in Wisconsin, ensuring high-quality medical care nearby.

Tax Considerations

Wisconsin offers notable tax benefits to retirees, including exemptions for Social Security income and property tax relief programs. While state income taxes range from 3.50% to 7.65%, the absence of estate and inheritance taxes contributes to Milwaukee’s appeal for retirees seeking financial comfort in their later years.

Milwaukee provides a robust combination of travel ease, affordability, and rich cultural experiences, making it an enticing choice for retirees who wish to explore the world while basking in the comforts of a vibrant city. As you consider this unique destination, think about visiting throughout the seasons to fully embrace Milwaukee’s distinct climate. With its warm Midwestern hospitality, thriving community atmosphere, and exceptional accessibility, Milwaukee stands as an appealing home base for adventurous retirees.